← U.S. Student PlanPillar III · Material Security & Essential Infrastructure

10

Institutional Single-Family Housing Ban + 3% First-Time Mortgages

Stop large institutional funds from buying starter homes and open low-interest ownership to young families and essential workers.

Passage watch

Proposed · not introduced

0 / 6 milestones

  1. 01 · Pending

    Introduced

    A sponsor files the legislation and an official bill record is created.

  2. 02 · Pending

    Committee review

    The relevant committee considers the legislation.

  3. 03 · Pending

    House passage

    The House approves the bill or the legislative vehicle carrying its provisions.

  4. 04 · Pending

    Senate passage

    The Senate approves the bill or its legislative vehicle.

  5. 05 · Pending

    Final text agreed

    Both chambers approve the same final text.

  6. 06 · Pending

    Becomes law

    The legislation is signed into law or enacted over a veto.

Latest progress

This Student Plan proposal has not been introduced. No congressional passage milestones are complete.

Plan baseline · · Not an official Congress update

Official record · awaiting introduction

No verified Congress.gov record is linked. H.R. numbers in the blueprint are proposed labels, not confirmed bill identifiers. Official action updates are unavailable until an introduced bill is matched.

Congress.gov

What the bill does

  1. 1

    Prohibit large institutional funds from buying single-family starter homes by eliminating their depreciation and mortgage-interest tax deductions.

  2. 2

    A self-funding federal lease-to-own and low-interest mortgage facility.

  3. 3

    Eligibility focused on young families, K–12 teachers, nurses, and first responders.

Why it matters

Serbia's plan prioritized housing for young couples, educators, and health workers. The U.S. version targets the investors pricing those same people out.